Kasasa® CashBack is a special free checking account that has rewards if you qualify includes:
- 3.00% cash back
- No monthly service fee*
- No minimum balance*
- No penalties*
Kasasa Saver is a free savings account that if you qualify includes:
- Premium interest of 0.50% APY up to $25,000
- No monthly service fee*
- No minimum balance*
- No penalties*
The CashBack account does not earn interest.
The Saver account has tiered rates and starts to earn interest at 0.02% APY on all balances even if qualifications are not met.
$100 minimum to open
Rewards*:
- On CashBack
- 3.00% cash back
- Up to $7.50 cash back
- Up to $25 ATM fee refunds
- On Saver
- 0.50% APY up to $50,000
- Over $50,000 earn 0.20% APY for blended range from 0.50%-0.26% APY
How to Qualify:
- On CashBack
- 12 debit card swipes
- E-statement
- 1 Direct Deposit or ACH
- On Saver:
- Qualify in Cash Back Checking.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by Bank 34. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa CashBack qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa CashBack qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa CashBack account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit (1) account per social security number. There are no recurring monthly service charges or fees to open this account.